JACKSONVILLE FLORIDA SHORT SALES
(904)733-4911
We are a team of certified loss mitigation consultants and Realtors who work Jacksonville FL short sales and Northeast Florida short sales. If you owe more to your lenders than your house is worth and are in a financial hardship, you may qualify for a short sale. We will work to negotiate a lower payoff amount with your lender to get your home down to a price where it can sell. Foreclosure should not to be an option!
1.) You do NOT always have to be in default to do a short sale
2.) Our services are absolutely FREE for you, the lender pays our fees and closing costs in a short sale
3.) We are some of the most reputable Short Sale Realtors in Jacksonville and Northeast Florida
4.) We will aggressively market your home to help get it sold in a timely manor, and work very hard to get rid of your headaches and help make the deal go as smoothly as possible.
Experience is everything when it comes to short sales, the results from a lack of experience can be disasterous. We make short sales happen, when inexperienced agents make foreclosures happen! Choose a Jacksonville Florida Short Sale Realtor who knows how to get the job done!
Call or visit my website for a free, no obligation consultation to discuss how we may be able to serve you. Remember, your lender pays all fees and closing costs in a short sale, our services are at no cost to you. You should NEVER pay for short sale services.
Mike Linkenauger
First Coast Realty Associates
(904)733-4911
Email Me Here
Jacksonville Short sales
Visit:
www.firstcoastre.com/professional589.shtml
***Important*** If you are in financial hardship and must sell your home, ONLY use a licensed Real Estate Brokerage Company. Don't fall for a scam artist offering to "buy" your house, when they are only trying to put an "option contract" and tie up your home, then illegally flip it to a real buyer.
We are also St. Augustine Short sale Realtors, Ponte Vedra Florida Short Sale Experts as well as Orange Park Short Sale Specialists and Pre Foreclosure Realtors, FREE Help for home owners!!
Don't choose an agent simply based on an internet advertisement. I'd like to discuss the short sale process with you in detail and answer any questions you may have about them. They are very complex and no two situations are exactly the same. Give me a call personally at (904)733-4911 for a consultation.
Mike Linkenauger
Copyright 2009 First Coast Realty Associates
Jacksonville Florida Short Sales - We are Jacksonville Short Sale Specialist Realtors, we offer free short sale help to home owners in financial hardship free of charge.
Contact Mike Linkenauger at (904)733-4911 if you are in need of Free Jacksonville Short Sale Help
Obama Administration Announces Financial Incentives and Uniform Process for Short Sales. This is excellent news for home owners across the country, and will help many home owners avoid home foreclosure across the country by working a short sale and streamlining the process.
National Association of REALTORS® Government Affairs Division 500 New Jersey Avenue, NW, Washington DC, 20001 REALTOR® is a registered collective membership mark which may be used only by real estate professionals who are members of the NATIONAL ASSOCIATION OF REALTORS® and subscribe to its strict Code of Ethics
Responding to the call of the National Association of REALTORS®, on May 14, 2009, the Obama Administration announced incentives and uniform procedures for short sales under its new Foreclosure Alternatives Program (FAP). For borrowers who do not qualify to have their loans modified on a permanent basis under the Making Home Affordable Loan Modification Program, the servicer may consider a short sale or, if that is not successful, a deed-in-lieu of foreclosure.
Borrowers (Homeowners).
Borrowers/homeowners qualify under the FAP if they meet minimum eligibility requirements for the Home Affordable Modification program but don't qualify for a modification or do not successfully complete the three month trial period. Before proceeding with a foreclosure, servicers must determine if a short sale is appropriate.
Incentives.
Incentives include: (1) $1,000 for servicers for successful completion of a short sale or deed-in-lieu of foreclosure; (2) $1,500 for borrowers/homeowners to help with relocation expenses; and (3) up to $1,000 toward the cost of paying junior lien holders to release their liens (one dollar from the government for every $2 paid by the investors to the second lien holders).
Standardized Documents.
The program will include streamlined and standardized documents, including a Short Sale Agreement and an Offer Acceptance Letter. The goal is to minimize complexity and increase use of the short sale option.
Property Valuation by Appraisal or BPO.
Servicers will independently establish both property value and minimum acceptable net return, in accordance with investor requirements. The price may be determined based on an appraisal or one or more broker price opinions (BPOs), issued no more than 120 days before the date of the short sale agreement.
Timeline.
In the Short Sale Agreement, servicers must give borrowers/homeowners at least 90 days to market and sell the property, or up to one year, depending on market conditions. Property must be listed with a licensed real estate professional with experience in the neighborhood, or short sale specialist. No foreclosure may take place during the marketing period (at least 90 days) specified in the Short Sale Agreement.
Commissions.
The Short Sale Agreement must specify the reasonable and customary real estate commissions and costs that may be deducted from the sales price. The servicer must agree not to negotiate a lower commission after an offer has been received.
No Borrower Fees.
Servicers may not charge fees to borrowers/homeowners for participating in the FAP.
Program Expiration.
The program is in effect through 2012.
DIL Option.
Servicers have the option to require the borrower/homeowner to agree to deed the property to the servicer in exchange for a release from the debt if the property does not sell within the time allowed in the Short Sale Agreement (plus any extensions).
This should help the Jacksonville Florida Short Sale Process. We are Jacksonville Short Sale Expert Realtors, and offer Free Short Sales Help and process guidance for property owners in hardship.
Contact Mike Linkenauger at (904)733-4911 to help get your home SOLD!
Visit
www.firstcoastre.com/professional589.shtml 
