payment option 1 - summit phase 2
sample computation - bank financing
( inner house - ready for occupancy in 21 months )
lot area.........80 sqm.
floor area.....110 sqm.
( location: summit @ phase 2 - facing east/morning sun )
selling price............................php2,136,000.00
20% required downpayment.........427,200.00
less: reservation...............................30,000.00
net downpayment...........................397,200.00
(payable in 18 months without interest)
monthly dp in 18 mos.................22,066.67
80% balance............................1,708,800.00
add: processing fee....................170,880.00
total balance loanable...........1,879,680.00
bank financing monthly amortization
5 yrs.....@ 10.5%.............40,401.00
10 yrs...@ 10.5.................25,363.00
15 yrs...@ 10.5%.............20,777.00
20 yrs...@ 10.5%.............18,766.00
25 yrs...@ 10.5%.............17.747.00
payment option 1 - alcove phase 1
sample computation - bank financing
( inner house - ready for occupancy in 18 months )
lot area........80 sqm.
floor area.....110 sqm.
location: alcove @ phase 1 - not facing east/morning sun
( 100 meters from main entrance )
selling price......................php2,460,000.00
20% required downpaymen....492,000.00
less: reservation.........................30,000.00
net downpayment.....................462,000.00
(payable in 18 months without interest)
monthly dp in 15 mos...........30,800.00
80% balance......................1,968,000.00
add: processing fee..............196,800.00
total balance loanable.....2,164,800.00
bank financing monthly amortization
5 yrs.....@ 10.5%................46,529.99
10 yrs...@ 10.5....................29,210.72
15 yrs...@ 10.5%................23,929.67
20 yrs...@ 10.5%................21,604.94
25 yrs...@ 10.5%................20,439.64
payment opton 2 - summit phase 2
sample computation - inhouse/pag-ibig financing
( inner house - ready for occupancy in 21 months )
lot area.........80 sqm.
floor area.....110 sqm.
( location: summit @ phase 2 - facing east/morning sun )
selling price........................php2,136,000.00
20% required downpayment.....427,200.00
add: processing fee......................96,120.00
total downpayment……...............523,320.00
less: reservation...........................30,000.00
net downpayment........................493,320.00
(payable in 18 mos without interest)
monthly dp in 18 mos................27,406.67
80% balance...........................1,708,800.00
inhouse financing monthly amortization
5 yrs @ 18%................…43,392.29
10 yrs @ 21%.................34,164.32
pag-ibig monthly amortization
5 yrs @ 10.5%............…36,728.00
10 yrs @ 10.5%.............23,051.00
15 yrs.@ 10.5%..............18,889.00
20 yrs. @ 10.5%............17,060.00
25 yrs. @ 10.5%............16,134.18
30 yrs. @ 10.5%.............15,631.07
payment opton 2 - alcove phase 1
sample computation - inhouse/pag-ibig financing
( inner house - ready for occupancy in 15 months )
lot area.........80 sqm.
floor area.....110 sqm.
location: alcove @ phase 1 - not facing east/morning sun
( 100 meters from main entrance )
selling price.....................php2,460,000.00
20% required downpayment..492,000.00
add: processing fee.................110,700.00
total downpayment……............602,700.00
less: reservation........................30,000.00
net downpayment.....................572,700.00
(payable in 12 mos without interest)
monthly dp in 12 mos..............47,725.00
80% balance...............................1,968,000
inhouse financing monthly amortization
5 yrs @ 18%............…49,974.26
10 yrs @ 21%............39,346.55
pag-ibig monthly amortization
5 yrs @ 10.5%.......…42,299.99
10 yrs @ 10.5%.......26,555.20
15 yrs.@ 10.5%........21,754.25
20 yrs. @ 10.5%.......19,648.11
25 yrs. @ 10.5%......18,751.44
30 yrs. @ 10.5%......18,166.72
payment opton 3 - alcove phase 1
sample computation - deferred cash
(pay in 24 months with no interest)
lot area.........80 sqm.
floor area.....110 sqm.
selling price....................php2,460,000.00
add: processing fees..............110,700.00
total contract price.............2,570,700.00
less: reservation.......................30,000.00
net total contract price......2,540,700.00
monthly payment for 24 months
24 monthly payment without interest.....105,862.50
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ridgecrest molino 3storey 4br 3toilet single house 2car garage house area updated!
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advertisement details
ridgecrest molino 3storey 4br 3toilet single house 2car garage house area
advertisement id :
1553813
category : house
location : bacoor, cavite
ads classification : for sale
price : p 2,500,000.00
address : beside sm molino, bacoor city, cavite
bedrooms : 4
bathrooms : 3
floor area : 110
land area : 80sqm
condition : new
date updated : 3 hours, 23 minutes ago (posted august 11, 2009)
short url :
http://sulit.com.ph/1553813
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description
copied from
http://www.sulit.com.ph/index.php/view+classifieds/id/1553813/ridgecrest+molino+3storey+4br+3toilet+single+house+2car+garage+house+area+
ridgecrest house model
payment option 1 - summit phase 2
sample computation - bank financing
( inner house - ready for occupancy in 21 months )
lot area.........80 sqm.
floor area.....110 sqm.
( location: summit @ phase 2 - facing east/morning sun )
selling price............................php2,136,000.00
20% required downpayment.........427,200.00
less: reservation...............................30,000.00
net downpayment...........................397,200.00
(payable in 18 months without interest)
monthly dp in 18 mos.................22,066.67
80% balance............................1,708,800.00
add: processing fee....................170,880.00
total balance loanable...........1,879,680.00
bank financing monthly amortization
5 yrs.....@ 10.5%.............40,401.00
10 yrs...@ 10.5.................25,363.00
15 yrs...@ 10.5%.............20,777.00
20 yrs...@ 10.5%.............18,766.00
25 yrs...@ 10.5%.............17.747.00
payment option 1 - alcove phase 1
sample computation - bank financing
( inner house - ready for occupancy in 18 months )
lot area........80 sqm.
floor area.....110 sqm.
location: alcove @ phase 1 - not facing east/morning sun
( 100 meters from main entrance )
selling price......................php2,460,000.00
20% required downpaymen....492,000.00
less: reservation.........................30,000.00
net downpayment.....................462,000.00
(payable in 18 months without interest)
monthly dp in 15 mos...........30,800.00
80% balance......................1,968,000.00
add: processing fee..............196,800.00
total balance loanable.....2,164,800.00
bank financing monthly amortization
5 yrs.....@ 10.5%................46,529.99
10 yrs...@ 10.5....................29,210.72
15 yrs...@ 10.5%................23,929.67
20 yrs...@ 10.5%................21,604.94
25 yrs...@ 10.5%................20,439.64
payment opton 2 - summit phase 2
sample computation - inhouse/pag-ibig financing
( inner house - ready for occupancy in 21 months )
lot area.........80 sqm.
floor area.....110 sqm.
( location: summit @ phase 2 - facing east/morning sun )
selling price........................php2,136,000.00
20% required downpayment.....427,200.00
add: processing fee......................96,120.00
total downpayment……...............523,320.00
less: reservation...........................30,000.00
net downpayment........................493,320.00
(payable in 18 mos without interest)
monthly dp in 18 mos................27,406.67
80% balance...........................1,708,800.00
inhouse financing monthly amortization
5 yrs @ 18%................…43,392.29
10 yrs @ 21%.................34,164.32
pag-ibig monthly amortization
5 yrs @ 10.5%............…36,728.00
10 yrs @ 10.5%.............23,051.00
15 yrs.@ 10.5%..............18,889.00
20 yrs. @ 10.5%............17,060.00
25 yrs. @ 10.5%............16,134.18
30 yrs. @ 10.5%.............15,631.07
payment opton 2 - alcove phase 1
sample computation - inhouse/pag-ibig financing
( inner house - ready for occupancy in 15 months )
lot area.........80 sqm.
floor area.....110 sqm.
location: alcove @ phase 1 - not facing east/morning sun
( 100 meters from main entrance )
selling price.....................php2,460,000.00
20% required downpayment..492,000.00
add: processing fee.................110,700.00
total downpayment……............602,700.00
less: reservation........................30,000.00
net downpayment.....................572,700.00
(payable in 12 mos without interest)
monthly dp in 12 mos..............47,725.00
80% balance...............................1,968,000
inhouse financing monthly amortization
5 yrs @ 18%............…49,974.26
10 yrs @ 21%............39,346.55
pag-ibig monthly amortization
5 yrs @ 10.5%.......…42,299.99
10 yrs @ 10.5%.......26,555.20
15 yrs.@ 10.5%........21,754.25
20 yrs. @ 10.5%.......19,648.11
25 yrs. @ 10.5%......18,751.44
30 yrs. @ 10.5%......18,166.72
payment opton 3 - alcove phase 1
sample computation - deferred cash
(pay in 24 months with no interest)
lot area.........80 sqm.
floor area.....110 sqm.
selling price....................php2,460,000.00
add: processing fees..............110,700.00
total contract price.............2,570,700.00
less: reservation.......................30,000.00
net total contract price......2,540,700.00
monthly payment for 24 months
24 monthly payment without interest.....105,862.50
turn over dressed-up
frequently asked questions
1. reservation - is php30,000.00 for summit/alcove @ ridgecrest. a house & lot package. it's not refundable but is part of the downpayment. buyer can transfer to another unit or project or another person provided under same agent/developer. all payments made will be duly credited in the new choosen unit/person. no penalty or walang mawawala sa paymentprovided updated ang account at nasa downpayment period pa. just pay php3,000.00 as transfer fee. request approval may takes 1-2 weeks. buyers will be advised.
2. monthly downpayment - your first downpayment will start 30-45 days after you paid your reservation. hindi po sabay ang pagbabayad ng reservation at first downpayment.
3. monthly amortization - first monthly amortization start after you have fully paid the downpayment. hindi po magsasabay ang monthly downpayment at monthly amortization.
house buying sales procedure for 12 month downpayment:
month 1 - day 1..........reservation
day 7-15.....submission of requirements
month 2.....1st monthly equity or downpayment
month 3......2nd monthly equity or downpayment
month 4.....3rd - 12th monthly equity or downpayment
month 14-17....1st monthly amortization and house turnover
4. kailan puede lumipat - for bank financing - 3 mos. after full payment of downpayment and bank loan take-out (bank has paid the developer). in-house financing- 3 mos. after full payment of downpayment puede na lumipat. no need for loan take-out. if the 80% balance is thru individual pag-ibig financing, after full payment of downpayment/equity and pagibig take-out. for spot cash buyers/full payment of downpayment (of not rfo units), house completion/turnover will still abide by developer's house completion schedule as shown in the inventory sheet.
5.) required documents - in-house financing
1.)valid id & tin no.
2.) 3 pcs. id picture 1x1 (husband & wife & atty. in fact)
3.) residence certificate (husband & wife atty in fact)
4.) birth certificate (for single) or marrriage contract (for married)
5.) certificate of employment
6.)postdated checks: developer will give a bank referral letter so buyer
can open a checking account. only php5,000.00 to open an account.:
a.) 12 pcs. as per dp/equity term choosen
b.) 36 pcs. for monthly amortization
c.) 1 pc. guarantee check
d.) 4 pcs. real property tax for 5 yrs. or 9 pcs. for 10 yrs.
e.) total checks .....53 checks
if ofw, add these documents:
7.) passport
8.) special power of attorney
6.) required documents - bank financing
1.) 3 pcs. id picture 1x1 (applicant)
2.) 2 valid id's (if married: husband & wife & attorney-in-fact)
3.) cedula
4.) birth certificate (if single) or marriage contract ( if married)
5.) proof of billing address or certification from owner if renting
6.) payslip (6 months)
7.) photocopy of bank book (last 6 months)
8.) tin
9.) certificate of employment with compensation - consularized
10.) latest income tax return or itr (ofw are exempted)
11.) postdated checks: developer will give bank referral letter so buyer can open a checking account. only php5,000.00 to open an account
a.) 12 pcs. downpayment or according to dp terms
b.) 36 pcs. for monthly amortization
c.) 1 pc. guarantee check
d.) 4 pcs. real property tax for 5 yrs. or 9 pcs. for 10 yrs.
e.) total checks .....53 checks
if ofw, add these documents:
12.) passport
13.) special power of attorney duly consularized in place of work
14.) job contract
7.) house improvement- developer only accepts deletion of tiles in bathroom & kitchen countertop. deletion charge is php1,000.00. letter of request must be sent before house construction starts. approval of request takes 2 weeks. buyers will be informed. buyer must get outside contractor to do the improvement of their unit.
8.) house construction - starts 4 mos. before buyer's downpayment period end. by the time buyer has fully paid the downpayment and loan take out, house shall be almost finished ready for inspection and turn-over within 3 mos.
9.) additional lot - buyer can buy a house and lot and lot only for more space.
10.) ready for occupancy units - there are now ready for occupancy houses (rfo). whenever there are ready houses, full payment of downpayment is required before buyer can transfer. please take note that turn-over house has only cement finish flooring in all floors. buyer will shoulder the cost of tiles installation.
contact for free house viewing
marie gerlie de leon/greg granaderos
branch manager-virginia lazarte
smart cell-0908-8951202
smart cell-09284655972
sun cell-09235157043
manila line-3921567
elegant dreamhouse marketing group
website: www.homesweethome.forumotion.com
inquiries can view house & details through photo sharing
