Upi Expansion: Npci Clears Viyona Fintechs Graampay And Viyona Pay Platforms -- 0.00

akshayviyona - Hyderabad, - Oct 11, 2025
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Hyderabad-based startup Viyona Fintech has received approval from the National Payments Corporation of India (NPCI) to operate as a Third-Party Application Provider (TPAP paving the way for its entry into the rapidly growing Unified Payments Interface (UPI) ecosystem.
The fintech company, which developed GraamPay and the Viyona Pay app, said in a press release on September 8 that the approval will accelerate its plans to expand digital payments across Tier II, Tier III, and rural markets in India, in partnership with banks.
This approval reflects NPCIs confidence in our fintech applications to make UPI payments more accessible for farmers, shopkeepers, and households, said Ravindranath Yarlagadda, Founder of Viyona Fintech. He added that the company is focused on building secure and simple financial tools for both urban and underserved communities.
Viyona Fintechs flagship platform, GraamPay, addresses the unmet digital payment needs of rural India, enabling farmers, small merchants, and local communities to carry out digital collections, payouts, and UPI transactions. The platform also promotes rural e-commerce and financial literacy through a growing network of Village-Level Entrepreneurs (VLEs
With NPCIs approval, Viyona Fintech is set to strengthen its presence in Indias digital payments ecosystem and continue driving financial inclusion through accessible and technology-driven payment solutions.

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